smsGuardian

We're Protecting Your Debit Card 24/7


> smsGuardian at The State National Bank in West

Did you know that identity theft is the fastest-growing crime in the United States? Many thieves these days have come to rely on the internet, telephones and even your trash as a means of stealing your identity and your money.

That's why we're proud to introduce smsGuardian, a new & free service available to our customers.* This service is tied to your State National Bank Debit Card, and provides text alerts to you, triggered by situations in which your card was used.


> Features of smsGuardian

You will receive text messages when your Debit Card: 

  • Purchases are greater than $200
  • Is used out of state
  • International transactions
  • Is used at a gas station
  • Is used but not swiped (online purchases)
  • If used more than 5 times within a 24 hour period
  • Declined Authorizations

If a transaction is legitimate, you can simply ignore the message. If the transaction is fraudulent, you can reply to the smsGuardian text with the code that you received and your Debit Card will be blocked from further use.


> Signing up for smsGuardian

How do you enroll for smsGuardian protection?
Simply find the "Click Here To Enroll" icon on this page. It will direct you to an enrollment page. When you provide the necessary information and authorize us to activate the service, we will activate smsGuardian. 
Enrollment lasts for one year - at the end of one year you will receive texts to re-enroll.

You may discontinue the receipt of Alerts immediately by texting the word STOP in reply to a Guardian Alert.

*Message & Data rates may apply